Terms of Service Generator

Terms of Service (also called Terms and Conditions or User Agreement) define the rules for using your website, app, or SaaS product. They set expectations for acceptable behavior, limit your liability when things go wrong, clarify who owns what content, explain how accounts can be terminated, and specify which laws govern disputes. Without clear terms, you have fewer tools to handle abuse, unclear rights over user-generated content, and more exposure to costly disputes.

This generator builds a tailored terms document from a questionnaire. You describe your product (website, app, SaaS, marketplace), your jurisdiction, whether you host user content, accept payments, or offer subscriptions, and whether you provide any warranties. The tool assembles a document with sections matching your profile: acceptable use, account rules, content ownership, third-party links, payment and subscription terms, warranties and disclaimers, limitation of liability, indemnification, termination, modifications, governing law, and dispute resolution.

Output is a clean HTML or Markdown document ready to host. Standard sections are written in plain, readable language while still covering the legal essentials. Like privacy policies, this is a strong starting point rather than a final legal document — complex products (financial services, healthcare, international operations) should have a lawyer review before publishing. For most small-to-medium products, the generated terms cover the core risk areas and give you a defensible foundation that matches your actual practices.

A well-crafted Terms of Service document typically includes these sections:

- Acceptance of terms: establishes that using the service signifies agreement
- Description of service: what you provide and under what conditions
- Account registration: rules for creating, maintaining, and securing accounts
- Acceptable use: prohibited behaviors (spam, abuse, illegal content, reverse engineering)
- User-generated content: ownership, licenses to you, content removal policies
- Intellectual property: trademark and copyright notices, DMCA process for US sites
- Payment and billing: for paid services, subscription terms, refund policies
- Warranties and disclaimers: typically "AS IS" with standard disclaimers
- Limitation of liability: caps damages (often to fees paid) and excludes consequential damages
- Indemnification: user agrees to defend and hold harmless for their misuse
- Termination: when you can terminate, user consequences, data handling post-termination
- Dispute resolution: arbitration clauses, class-action waivers (enforceability varies)
- Governing law and venue: which state or country's law applies
- Modifications: how you notify users of terms changes
- Entire agreement, severability, waiver: standard boilerplate

Jurisdiction-specific additions:
- US: DMCA takedown procedure for copyright infringement, arbitration enforceability varies by state
- EU: consumer rights provisions, right of withdrawal for consumer purchases
- GDPR interplay: data processing addenda for B2B SaaS
- Apple/Google App Stores: terms must align with platform requirements

This generator maps your questionnaire answers to relevant sections. Arbitration clauses are optional and user-warned because enforceability differs by jurisdiction and consumer context. Output is plain HTML or Markdown suitable for hosting at /terms. Integration with privacy-policy-generator keeps both documents consistent on contact, jurisdiction, and effective date.

Writing terms from scratch requires legal expertise. Copy-pasting from competitors risks inheriting their specific product terms that don't match yours. Premium services like TermsFeed and Iubenda offer comprehensive tools but gate features behind subscriptions. This generator produces tailored terms covering major frameworks (US, EU, common law jurisdictions), includes optional arbitration clauses with warnings, handles payment and content-platform specifics, and outputs clean HTML or Markdown. The right starting point for most products, with lawyer review recommended for complex cases.